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10
Reasons to Purchase Travel Guard Travel Insurance
There are hundreds of circumstances that could cause you to cancel
your trip, return home early or force you to seek emergency medical
treatment while traveling.
To
demonstrate the importance of purchasing travel insurance, and
emergency travel services, here are 10 common examples of what
could go wrong.
1.
It's 10 p.m. and you and your immediate family arrive at the airport
for a connecting flight, only to find that your flight has been
cancelled. Who can assist you with finding new flights to get
everyone home?
2. Your bag was lost with your insulin inside. You need help to
locate your bag as soon as possible and have your emergency prescription
filled. Who do you call?
3 .Your first visit to Europe, and your passport and wallet are
stolen. Where do you turn for emergency cash, and how will you
get your passport replaced?
4. You're involved in an accident and adequate medical treatment
is not available. Who will help arrange and pay for a medical
evacuation?
5. If your sister-in-law becomes seriously ill and you must cancel
your trip, what happens to your non-refundable deposits or pre-payments?
6. You arrive in Jamaica and your luggage doesn't. If it's lost,
who will help you find it? If it's delayed, who will pay for your
necessities? If it's stolen, who will pay to replace it?
7. Your cruise line, airline or tour operator goes bankrupt. Who
will pay for your non-refundable expenses? Who will help get you
to your destination?
8. You're walking down a street in Rio and twist your ankle. Who
can help you find an English-speaking physician?
9. Three weeks before your scheduled arrival, a terrorist incident
occurs in the city to which you are planning to visit. Who will
pay if you want to cancel your trip?
10. You are at a beach resort in North Carolina, and you are forced
to evacuate due to an approaching hurricane. Who will help you
evacuate and who will reimburse your lost vacation investment?
Category
Descriptions
Package
Plans:
Package travel insurance plans include Travel Guard’s most comprehensive
coverage and travel assistance services. Package plans typically
include coverage for trip cancellation & interruption, emergency
medical expense and transportation, lost or damaged baggage and
a wide array of 24/7 travel assistance services. Compare our most
popular travel insurance package plans.
Active
Travelers:
Within our package plan options, Travel Guard also offers plans
with an emphasis on coverage for specialty equipment you may need
while traveling like golf clubs, fishing gear, or hunting equipment.
Compare our package plans for active travelers.
Medical
Plans:
In addition to package or comprehensive plans, Travel Guard also
offers travel insurance plans for customers who are looking for
medical coverage specifically. These plans typically do not include
trip cancellation coverage but can cover emergency medical transportation
and medical expenses. Compare medical travel insurance plans.
Specialized:
Check out Travel Guard's specialized travel insurance plans if
you’re looking for coverage for a particular travel investment.
You’ll find plans with coverage for your air ticket investment,
rental car coverage and more.
Please
note: information provided above is for comparison purposes only.
"Get
a Quote Here"
These
are the most popular plans, but other options and addons are available.
Gold
Our Gold Plan is our most popular package of travel insurance
& assistance services. Offering comprehensive coverage for
individual clients or clients with families, this plan now includes
Cancel for Work Reasons (including job loss) in the base plan
and primary medical coverage. Children 17 and under are also covered
at no additional cost! And, if your clients purchase this plan
within 15 days of their initial trip payment, this plan provides
additional benefits for pre-existing medical conditions and financial
default. Optional coverages include Cancel for Any Reason and
Medical Evacuation home or to the hospital of choice. "Get
a Quote Here"
My
Travel Guard
A "build your own" travel insurance plan. Includes basic
and 24-hour emergency travel services. Customize "My Travel
Guard" with coverages and limits to meet your specific travel
needs. Optional Coverage Upgrades include Cancel for Any Reason,
increased medical, emergency evacuation and baggage coverages,
Adventure Sports Coverage, Additional Covered Reasons Upgrade
and more!
"Get
a Quote Here"
Business
Traveler
Annual
Product designed for business travelers. "Get
a Quote Here"
Questions
about Hurricanes & Travel Insurance?
Q. How can travel insurance cover my vacation investment in the
event of a hurricane or other unforeseen severe weather?
A. In the event of a covered hurricane or other unforeseen severe
weather, travel insurance provides coverage under the Trip Cancellation
and Interruption benefit. If your trip is cancelled for a covered
reason, we will refund the pre-paid, forfeited, non-refundable
trip costs trip up to the limit of coverage.
Q. If a hurricane watch or warning is issued that may impact my
travel plans, up to what point can I still purchase travel insurance?
A. Insurance must be purchased 24 hours prior to when the hurricane
has been named. Once the hurricane has been named, Trip Cancellation
and Interruption losses resulting from the hurricane are excluded
from the coverage of the policy.
Q. If the resort that I will be staying at next week is damaged
in a storm before my scheduled departure, can I cancel my trip
and be reimbursed for my non-refundable costs?
A. If the resort is damaged and cannot accommodate you (or provide
comparable accommodations), your nonrefundable costs will be reimbursed.
Q. I'm worried that a predicted storm's path will be too near
to the location of my upcoming insured vacation; can I cancel
for a refund?
A. If the storm directly affects your travel arrangements or accommodations,
you are entitled to Trip Cancellation or Trip Interruption benefits.
For example: an airport is closed due to the high winds; you are
forced to evacuate your hotel/resort; the road you are traveling
is impassable due to high water. On the other hand, if you choose
to cancel a trip based on what you think might happen — and not
because the inclement weather has directly affected your travel
arrangements — that would be considered a matter of choice — not
a direct loss to your arrangements.
Q. If my airport is closed due to a hurricane or other weather
event, and my vacation is delayed, will I be reimbursed?
A. Yes, travel insurance will cover the expenses incurred if your
trip is delayed and will cover reasonable, additional accommodations
and travel expenses until travel becomes possible.
*Certain restrictions apply.
Hurricane
Resources:
National Hurricane
Center/Tropical Prediction Center
Red
Cross Hurricane Awareness
Hurricane
Names 2010-2016
BEACHES ETC Hurricane Page
Why
buy travel insurance from Travel Guard?
Because not all travel insurance is the same!
With
travel insurance through Travel Guard you'll have valuable coverage
that travels with you and your family. We're America's leading
provider of travel insurance plans and assistance programs and
we're here to help you 24 hours a day, 7 days a week.
How
can my travel insurance plan cover my vacation investment in the
event of a hurricane or other unforeseen severe weather?
Third-party travel insurance plans, such as those offered by Travel
Guard, provide you with insurance coverage for your travel investment
if unforeseen weather conditions cause a delay or cancellation
of your trip. If the weather forces you to cancel your trip for
a covered reason, we will reimburse your nonrefundable expenses,
up to the amount of coverage you purchase. If bad weather delays
your trip for a covered reason, we will reimburse you for reasonable,
additional accommodations and traveling expenses until travel
is possible.
What
would you do?
You're involved in an accident while on a summer trip to Europe
with your family and adequate medical treatment is not available.
Who will help arrange and pay for a medical evacuation? With travel
insurance coverage through Travel Guard, you have numerous coverage
options available including medical expenses, trip interruption
and emergency travel services so you can be sure that Travel Guard
has an insurance plan that meets your traveling needs. We're here
to help you and your family 24 hours a day.
There
are many more real life situations where Travel Guard may assist
you.
Certain
restrictions apply.
Did
you know that each travel insurance plan comes complete with 24-hour
travel assistance?
We make sure our customers receive not only superior travel insurance
coverage, but also a lifeline when away from home. So, the next
time you’re delayed in the airport or have a medical emergency,
we’ll not only reimburse covered expenses when you get home, we’ll
find you a new flight or coordinate medical transportation while
you’re on your trip! Check out the list of services our in-house
travel assistance counselors have helped travelers like you with:
Travel
Medical Assistance
- Emergency
medical evacuation transportation assistance
- Physician/hospital/dental/vision
referrals
- Repatriation
of mortal remains
- Return
travel arrangements
- Emergency
prescription replacement
- Dispatch
of doctor or specialist
- Medical
evacuation quote
- In-patient
and out-patient medical case management
- Qualified
liaison for relaying medical information to family members
- Arrangements
of visitor to bedside of hospitalized insured
- Eyeglasses
and corrective lens replacement assistance
- Medical
payment arrangements
- Medical
cost containment/expense recovery and overseas investigation
- Medical
bill audits
- Shipment
of medical records
- Medical
equipment rental/replacement
Worldwide
Travel Assistance
- Lost
baggage search; stolen luggage replacement assistance
- Lost
passport/travel documents assistance
- ATM
locator
- Emergency
cash transfer assistance
- Travel
information including visa/passport requirements
- Emergency
telephone interpretation assistance
- Urgent
message relay to family, friends or business associates
- Up-to-the-minute
travel delay reports
- Long-distance
calling cards for worldwide telephoning
- Inoculation
information
- Currency
Conversion or purchase
- Up-to-the-minute
information on local medical advisories, epidemics, required
immunizations and
- available
preventive measures
- Up-to-the-minute
travel supplier strike information
- Legal
referrals/bail bond assistance
- Worldwide
public holiday information
Personal
Security Assistance - Identity Theft
- Assist
Identity theft victim by ordering and reviewing credit bureau
records on their behalf
- Investigate
financial accounts where identity theft is suspected
- Interact
with law enforcement to pursue prosecution of criminals
- Review
account activity to identify any suspicious activities
- LiveTravel
Emergency Assistance
- Flight
rebooking
- Hotel
rebooking
- Rental
vehicle booking
- Emergency
return travel arrangements
- Roadside
Assistance
- Rental
Vehicle Return
- Guaranteed
hotel check-in
- Missed
connections coordination
Concierge
Services
- Restaurant
referrals and reservations
- Event
Ticketing
- Ground
transportation coordination
- Golf
tee time reservations and referrals
- Wireless
device assistance
- Latest
worldwide weather and ski reports
- Floral
Services
- Private
air charter assistance
- Cruise
charter assistance
- Latest
sports scores
- Find,
wrap, and deliver one-of-a-kind gifts
- Movie
and theater information
- Latest
stock quotes
- Special
occasion reminders and gift ideas
- Lottery
results
- Local
activity recommendations and more!
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BEACHES
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